Attention homeowners: Real estate appraisal services for in Nebo and Burke County
The top 7 reasons why NC homeowners call on WNC Appraisals:
Do you own a house in or near Nebo? Do you need help determining the price of your real estate?
At WNC Appraisals, we understand the special needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at WNC Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours. Need to cancel PMI?PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We're experienced in helping consumers just like you get rid of unneeded PMI insurance. Challenge Burke county's assessment of your propertyIf you live in an area that is going down or not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an expert appraisal from WNC Appraisals is your #1 weapon when contesting your property tax assessment. HELOC recently frozen?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. WNC Appraisals can provide you with a professional appraisal to help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property. |